Finding a Therapist

Looking for a therapist can be overwhelming, especially since lots of folks turn to therapy when they're going through a particularly rough time. Below are some tips and tricks for understanding who you're looking for and how to find them. If you have a friend or loved one you trust, see if they can help you do some of the legwork of finding someone, especially determining what your insurance covers or calling around to see who has openings.

Finding the right clinician is like dating or looking for a job. It's unlikely you'll find the best possible fit on the first phone   call or session (or date or job interview). As you go through this process, be prepared to do a lot of reaching out before you find someone who might be a good fit who is also accepting new clients and available when you are. Therapists who don't have openings often don't return emails or voicemails, which can make the process feel insurmountable at times, but do your best to hang in there. You can do it. 

Therapists and Directories

Types of Professionals Who Become Therapists
Many professional paths lead people to becoming therapists. You may see some of the following: 

Who you pick is going to depend on a lot of different factors. On the whole, license doesn't matter as much as you might think. Look for someone who is a good relational fit first.

Clinical Specialties, Niches, and Identity
Using a directory to identify clinicians who specialize in a clinical issue or population relevant to you can be a great starting point for any search. Many professional organizations and activists offer lists of clinicians and agencies who serve given populations:

There is a directory for virtually everything, so if what you're looking for doesn't happen to be here, try a web search.

Finding a Good Fit

Questions For You
As you explore options, consider the following questions:

Figure out what kind of people you would feel the most comfortable building a relationship with, but leave yourself open to being surprised. Having lots of things in common with a therapist can be a shortcut to establishing rapport, but isn't necessary to build a strong therapeutic alliance over time.

Board of Behavioral Sciences-registrant therapists will have either a masters of a doctorate, having spent 2-6 years in school to complete that degree.

Meeting with a pre-licensed clinician can result in a therapist with fresh knowledge who may be more affordable, but who might also have less wisdom and intuition. A clinician who has been practicing for longer can bring finesse and extensive knowledge to the room, but may also default to offering the same thing to most clients or be less informed on the newest techniques. 

These questions will all inform each other. If you have $200 a month to commit to therapy and it's $100 a session, it's likely that you'll go twice a month if you went with that therapist. Some therapists are open to meeting every-other-week or monthly; other therapists only meet weekly or multiple times weekly. You can explore whether the therapist offers a reduced fee, but haggling doesn't work well here. 

Therapists offer sessions in a variety of settings: offices, regional parks, client homes, remotely, and more. Regardless of whether you ever meet in person, seeing a local therapist can be helpful for identifying resources and referrals. Working with someone elsewhere in your state can minimize the chance that you'll encounter your therapist outside of session. State laws almost always require therapists to hold a license or registration for the state where the client is during the session. This means your therapist usually can't legally meet with you when you're out-of-state, even if you usually meet over the phone or via telehealth. 

A therapist's theoretical orientation tells you how they view client struggles, how they think those struggles came to be, and how they best feel they can help. Most therapists use a blend of orientations, commonly referred to as being an "eclectic practitioner." What matters is that a therapist can tell you why they have chosen to work the way they do and how they have seen that benefit clients, rather than any particular buzzword.

Virtually every therapist will have a good understanding of depression and anxiety, as those are the two most common presenting issues in therapy.

Therapists will specialize in order to build a more cohesive practice working on challenges they enjoy. Determine what you feel is pulling into therapy now and consider looking for a therapist that specializes in that thing.

If you are in recovery or a member of a subculture, targeted population, or marginalized community, working with a therapist with experiential understanding of how that impacts a person's life can be incredibly validating. It can also lead to situations where you and your therapist know the same people or go to the same places, which not everyone wants to navigate with their therapist.

Sometimes it can be challenging to find folks with both a clinical specialty that fits your needs and population-specific knowledge, especially if they're seemingly unrelated (such as a polyamorous person seeking support in managing panic attacks). Again, leave yourself open to being surprised.

Paying for Therapy

Fee-for-Service Therapists
Paying for therapy out-of-pocket offers the widest variety of options. Fee-for-service therapists usually charge between $160 and $280 a session for individuals and $200 and $360 a session for couples and partners. There are many self-pay therapists available; not all of them will be a good fit, but many private-pay therapists will have unique specialties, evening and weekend appointments, and/or extensive experience.

Plug in your location, "therapist" or "counseling", and a keyword about something you'd like to work on and see what comes up on a web search, or check out a directory to find therapists near where you live.

Low- or Reduced-Fee Therapists
Sentio Counseling Center offers online counseling at affordable rates and the Open Path Collective is a directory for clinicians offering reduced fee therapy in their practice. Community mental health clinics and some graduate schools have counseling centers, where trainees and recent graduates gain experience on their path to becoming licensed. These clinicians and programs usually charge between $30 and $90 a session, and insurance rarely covers their services.

Some therapists in private practice are willing to reduce their fee based on their schedule or the client's financial need. Other therapists offer reduced fees to allow them to work on particular clinical issues (phobias, moral injury, self esteem, etc.) or with particular populations (people of color, single parents, queer people, etc.). Reduced fees are usually about half of a therapist's usual fee and are often for daytime slots.

Therapists Who Accepts Your Insurance
If you'd like to use your insurance, call your insurance company and request a list of approved providers. Research and reach out to the ones you think could be a good fit. If you are a MediCal recipient, you can find low or no cost services through your county's mental health ACCESS or 211 line. If you are a Northern California Kaiser member seeking an outside referral, a group put together tips and tricks for obtaining therapy in 2021.

It can be very challenging to find a therapist who accepts insurance and has openings. Ghost networks have become increasingly common, in part because insurance companies usually pay therapists well under half their usual and customary rate. Mental health parity laws require insurers to provide care for qualifying mental health conditions, so stay persistent.

Therapists Who Can Provide a Superbill
If your insurance plan offers out-of-network coverage for mental health care, some therapists provide a special receipt called a superbill you can submit to your insurer for reimbursement. Begin by calling your insurance company to learn more about your OON coverage, including any deductible or limits to the kind of therapy your insurer will cover. At each session, expect to pay the therapist's full fee out of pocket, then get reimbursed by your insurer weeks or months later after submitting your documentation. Most insurance companies do not reimburse the full amount of the session, but every bit can help.

Good luck in the hunt!

Connect With Metaphor Therapy

My name is MacKenzie Stuart and I'm part of Metaphor Therapy. We might have a good therapist for you or your loved one. Learn more about our team and reach out.


© 2011-2024, MacKenzie Stuart, LMFT